To move through the process as quickly and efficiently as possible, please fax, mail, or drop off copies of the documents listed below. Note that if you wish to have copies made, there is a charge of $5. Once your paperwork has been received, you will be scheduled for a free Foreclosure Prevention individual session.

If you have not received a modification and wish to receive assistance with the process, please submit the following:

• Intake Form with budget
• Previous year's tax return (1040 form only) and W2s
• Three months of pay stubs for each member of the household over the age of 18
• Evidence of any additional income, such as SSI, SSA or Retirement Award letters
• If you are self-employed, 3 months Profit-and-Loss statement for your business
• Three months of bank statements
• Hardship letter - a letter which describes your situation and the reasons for which you may or already have become delinquent on your mortgage.
• Latest mortgage statement for all loans on the property
• Copy of your credit report from one credit reporting bureau. Get a free credit report from www.annualcreditreport.com.

ATTENTION: If you received a modification or the Making Home Affordable Trial/Forbearance Agreement  and your lender requires you to receive counseling from a HUD-Approved Agency, please submit copies of the documents listed above and the following: 

• Letter from the lender requiring you to contact a HUD-Approved Agency
• Copy of your Trial/Forbearance Agreement
• Most recent utilitiy bills (electric, gas, water, sewer, cable, telephone)
• Auto loan statement
• Student loan statement
• Two most recent credit card statements for each account

At the end of the session you will receive a letter confirming your participation in a counseling session.